I have been covered under my husband’s insurance, provided by your company, since we were married in 2003. However, as my family did not always have insurance coverage, I did not get in the habit of visiting medical professionals for regular checkups. Therefore, up until recently, I only had rare occasion to use my husband’s insurance, and had little to no problems with the coverage.
When my husband and I decided to try to conceive, I decided that I should visit a gynecologist, to get a pap test and ensure that all my parts were functioning properly. My doctor prescribed pre-natal vitamins, which were covered by my husband’s prescription program (not through your company). My pap test, however, was not covered by Aetna, and I had to pay $148 for an exam which is generally accepted to be a necessary preventative measure for all adult women. Since this expense was not for the treatment of an existing condition, and was considered preventive medicine rather than treatment, your company did not foot the bill.
One is forced to wonder whether Aetna would prefer millions of women to develop cervical cancer, instead of paying for the preventative measure of an annual pap test.